Disclaimer and Terms of Use
We do not provide personal investment advice and we are not a qualified licensed investment advisor. We are an amateur investor.
All information found here, including any ideas, opinions, views, predictions, forecasts, commentaries, suggestions, or stock picks, expressed or implied herein, are for informational, entertainment or educational purposes only and should not be construed as personal investment advice. While the information provided is believed to be accurate, it may include errors or inaccuracies.
We will not and cannot be held liable for any actions you take as a result of anything you read here.
Conduct your own due diligence, or consult a licensed financial advisor or broker before making any and all investment decisions. Any investments, trades, speculations, or decisions made on the basis of any information found on this site, expressed or implied herein, are committed at your own risk, financial or otherwise.
Geek 2 Geek reflects our own views, ideas and opinions. It is not a production of any employer, nor is it affiliated with any broker/dealer or registered investment advisor.
No representations or warranties are made with respect to the accuracy or completeness of the content, including any links to other sites. The links provided are maintained by their respective organizations and they are solely responsible for their content. All information presented here is provided ‘as is’, without warranty of any kind, expressed or implied.
From time to time we may include affiliate links and advertisements on Geek 2 Geek that result in our receiving a payment should a visitor click on a link or sign up to a service, as per established Internet practice. Readers are entirely responsible for any actions they take as a result of reading or clicking on links on the site, and are urged to read the small print!
1. General Disclaimers.
Geek 2 Geek provides the information in this Site as a service to its customers and other visitors, to be used for informational purposes only. Nothing on this Site should be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security. Nothing on this Site constitutes investment advice nor is it intended as tax, financial or legal advice. Investors should seek such professional advice for their particular situation. This Site is published for United States persons. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this Site. Nothing on this Site constitutes or should be considered a solicitation to buy or an offer to sell shares of any investment product or service in any jurisdiction where the offer or solicitation would be unlawful under the securities laws of such jurisdiction. U.S. investors are advised that not all investments or services described on this site are available for sale in all states. Investment returns and principal may vary, and at the time of sale, your investment may be worth more or less than its original cost. It is possible to lose money by investing in securities, options, futures or other financial instruments. Such investments are not deposits or obligations of, or guaranteed or endorsed by, any bank, and are not federally insured or guaranteed by the U.S. government, the FDIC, the Federal Reserve Board or any other agency. Some of the investments and services on this site may not be available in or appropriate for a retirement savings plan. Please contact your relationship manager about any investment restrictions associated with your particular plan.
2. Content.
This Site (including the software and files), the computers hosting this Site, and content provided on this Site, including the text, music and sound, graphics, images, photographs, audio and video, footage, animations, podcasts, analyses, studies, reports, and downloads (all such content collectively, the "Content") are the exclusive property of GEEK 2 GEEK or are licensed to GEEK 2 GEEK, and are protected by law, including United States copyright, database, trade secret, and trademark law, as well as other state, national, and international laws and regulations. Except as expressly provided in this Agreement, GEEK 2 GEEK does not grant any express or implied rights to you. Unless otherwise noted, GEEK 2 GEEK and other brands featured on the Site constitute our trade/service marks. The Site may also include the product, service and company names, as well as logos, of third parties. Such third-party designations are the trade/service marks of their respective owners, and may not be used without the prior written permission of their respective owners.
3. Grant of License.
GEEK 2 GEEK grants to you a personal, revocable, nonexclusive, nontransferable license to use this Site conditioned on your continued compliance with this Agreement. Limited portions of the Content available in the public areas of the Site may be accessed, printed and downloaded on an occasional basis for personal or non-commercial purposes; provided that all hard copies contain all copyright and other applicable proprietary rights notices included in such content and information and/or appropriate attribution to GEEK 2 GEEK in a form and manner acceptable to us. For information on obtaining permission to use any Content beyond the uses permitted by Paragraph 2 above, please contact GEEK 2 GEEK at 445 E North Water Suite 905, Chicago, IL 60611 USA. You may not use Content in any manner that suggests the endorsement or association of any third-party entity, person, product or service by GEEK 2 GEEK unless express written permission has been given by GEEK 2 GEEK in advance. You may not under any circumstances copy, print or download in any medium all or substantially all of the Content. Unless and except as otherwise expressly permitted by this Agreement, you may not access, copy, reproduce, modify, create derivative works of, alter, publicly distribute, republish, upload, post, transmit, publicly perform or display, license, transfer, sell, mirror, frame, "deep link," "scrape," data mine, or otherwise use any information or material obtained from or through this Site, without written permission from GEEK 2 GEEK. You may not remove any copyright notices or other notices of intellectual property rights from the Site or any content available on or through the Site. Any unauthorized use of this Site or the Content will terminate the permission granted by this Agreement and may violate applicable laws, including copyright law, trademark laws, and commercial regulations and statutes.
4. User Representations.
You represent and warrant to GEEK 2 GEEK that you will not use this Site for any purpose that is unlawful or prohibited by these Terms of Use, including but not limited to attempting or actually (a) disrupting, impairing or otherwise interfering with the operation or integrity of the Site or circumventing any Site security system; (b) collecting any information about other users of the Site; or (c) systematically extracting Content or other information or data contained in the Site to populate databases or other sites for internal or external use.
5. Assumption of Risk.
While we have tried to provide accurate and timely information, and have relied on sources we believe to be reliable, the site may include inadvertent technical or factual inaccuracies. Decisions based on information contained on this Site are the sole responsibility of the user, and in exchange for using this Site, you agree to hold GEEK 2 GEEK and its affiliates harmless against any claims for damages arising from any decision you make based on such information. Neither GEEK 2 GEEK nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility for any loss or damage that you incur in the event of any failure or interruption of this Site, or resulting from the act or omission of any other party involved in making this Site or the data contained in it available, or from any other cause relating to your access to, inability to access, or use of the Site or these materials. GEEK 2 GEEK shall have no liability for interruptions or omissions in Internet, network or hosting services. You assume the sole and complete risk of using this Site.
6. Links to Other Sites.
GEEK 2 GEEK may describe, reference, or provide links, in its sole discretion, to other information or products or sites on the World Wide Web for the convenience of our customers and visitors in locating related information and services. GEEK 2 GEEK assumes no liability for the content of any linked sites, including, without limitation, the accuracy, subject matter, quality or timeliness of the content. Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with GEEK 2 GEEK with respect to any linked site or its sponsor, unless expressly stated by GEEK 2 GEEK. Any such information, products or sites have not necessarily been reviewed by GEEK 2 GEEK and are provided or maintained by third parties over which GEEK 2 GEEK exercises no control. In addition, to the extent that they were reviewed by GEEK 2 GEEK, GEEK 2 GEEK undertakes no responsibility for continually monitoring such sites; the material at a site when GEEK 2 GEEK viewed it may differ materially than when you do. Accordingly, GEEK 2 GEEK expressly disclaims any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites.
You may not create a link from your web site or any other Internet location to the Site without prior written permission of GEEK 2 GEEK. As noted above, deep linking to internal pages of the Site is expressly prohibited.
7. Events Beyond GEEK 2 GEEK's Control.
You expressly absolve and release GEEK 2 GEEK, its affiliates, related companies, and all of their respective officers, directors, employees, shareholders, legal representatives, attorneys, agents, successors and assigns, from any claim of harm resulting from a cause beyond its control including, but not limited to, the failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses or software failures, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, acts of domestic or foreign terrorism or governmental restrictions.
8. DISCLAIMERS.
GEEK 2 GEEK PROVIDES THIS SITE AND ALL OF ITS CONTENT ON AN "AS IS" BASIS AND WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND. GEEK 2 GEEK MAKES NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, TO YOU OR ANY OTHER PERSON OR ENTITY AS TO THE ACCURACY, RESULTS, TIMELINESS, COMPLETENESS, MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR ANY PARTICULAR PURPOSE WITH RESPECT TO THE SITE OR ANY OF ITS CONTENT.
UNDER NO CIRCUMSTANCES WILL GEEK 2 GEEK BE LIABLE TO YOU FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM YOUR ACCESS OR USE OF THIS SITE OR THE CONTENT IT PROVIDES, INCLUDING, BUT NOT LIMITED TO, COMPENSATION, REIMBURSEMENT OR DAMAGES ON ACCOUNT OF THE LOSS OF PRESENT OR PROSPECTIVE PROFITS, EXPENDITURES, INVESTMENTS OR COMMITMENTS, WHETHER MADE IN THE ESTABLISHMENT, DEVELOPMENT OR MAINTENANCE OF BUSINESS REPUTATION OR GOODWILL, FOR LOSS OF DATA, COST OF SUBSTITUTE MATERIALS, PRODUCTS, SERVICES OR INFORMATION, COST OF CAPITAL, AND THE CLAIMS OF ANY THIRD PARTY, OR FOR ANY OTHER REASON WHATSOEVER, EVEN IF GEEK 2 GEEK HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
TO THE EXTENT PERMITTED BY LAW, GEEK 2 GEEK DISCLAIMS LIABILITY FOR ANY DIRECT DAMAGES BASED ON YOUR ACCESS OR USE OF THE SITE AND ITS CONTENT.
9. Indemnity.
You agree to indemnify and hold harmless GEEK 2 GEEK, its affiliates, related companies, and all of their respective officers, directors, employees, shareholders, legal representatives, attorneys, agents, successors and assigns, from and against any damages, liabilities, costs and expenses (including reasonable attorneys' and professionals' fees and court costs) arising out of any third-party claims based on or related to your use of this Site or any breach by you of these Terms of Use.
10. Governing Law and Forum.
This policy shall be governed by the laws of Switzerland, without regard to conflicts of law rules, and the exclusive jurisdiction and venue for any dispute shall be Switzerland. You agree to submit to the jurisdiction of the courts in Switzerland for the purposes of any judicial proceedings relating to or arising from this Agreement.
11. Suspension, Termination.
GEEK 2 GEEK reserves the right at any time and for any reason to deny you access to the Site or any portion thereof, and/or to terminate this Agreement.
12. Waiver.
Failure to insist on strict performance of any of the provisions of this Agreement will not operate as a waiver of any subsequent default or failure of performance. No waiver by GEEK 2 GEEK of any right under this Agreement will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time.
13. Nature of Relationship/Severability.
No joint venture, partnership, employment, agency or other relationship exists between you and GEEK 2 GEEK as a result of this Agreement or your use of this Site. If any provision of this Agreement is held unenforceable by a court or tribunal of competent jurisdiction, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties, and the remainder of this Agreement shall continue in full force and effect.
14. Entire Agreement/Reservation of Rights.
These Terms of Use represent an agreement between you and GEEK 2 GEEK with respect to your access to or use of any material available on or through the Site, and are in addition to all prior or contemporaneous communications and proposals, whether electronic, oral, or written between you and GEEK 2 GEEK with respect to same. Any rights not expressly granted under this Agreement are reserved.